Personal Loan Story – I Just Wanted A Loan With Dignity

“Home for the Holidays”

{ 59 comments… read them below or add one }

Crystal Myrick June 25, 2011 at 7:56 am

I feel if we didnt have small loans companies out there America would suffer from it. People NEED a place that they can have access to small amounts of money with easy terms for repayment!!!

Patricia Landry June 26, 2011 at 7:12 am

I have worked in the consumer loan industry for over 25 years and I truely believe we help people. We are a place locally that that people can come borrow the money they need for unexpected expenses such as high light bills, school cloths, holiday celebrations, tires, etc.
I have heard MANY of THANK YOU’S in my career from customers; actually more from customers than from employees – isn’t that interesting… The work force has changed but our customers have not – they truely appreciate what we do for them.

I am in hopes that my comment can help make a difference in letting you know that consumer loans are a needed industry.

Patricia Landry

Mary Abernathy June 28, 2011 at 6:49 am

This video was very good. It showed the human element.

Marty Bowie June 28, 2011 at 10:26 am

This heart felt story is one of many from small loan customers that need immediate help. Installment loan lending is a vital to many consumers.

sabrina June 29, 2011 at 7:22 am

Perfect example as to why we need small loan companies Christmas is a major deal to alot of people and count on our money at that time to help make it perfect for them!

brandi wilkerson June 30, 2011 at 7:44 am

I liked the video

Rachel Dean July 1, 2011 at 1:29 pm

This video is one of many ways we help our customers that live in the communities we live in. We are no different, we work to support our families too. I have worked in the consumer loan business for 18 years. I can not tell you how many customers I have helped over the years and have built relationships with. They know if something happens either needing a little extra for high utility bills, medicine for their little ones, unexpected car repairs, etc we are here to help!
Small loan companies play an important role in our communities, more than you think.

Melvalyn July 5, 2011 at 8:38 am

This was a great story. There are many people that need small consumer loans because according to the banks they are not credit worthy. Glad that this lady could get the money she needed in a hurry.

matt July 5, 2011 at 1:01 pm

This video is right. It’s good to have a place where people can go when they are in a time of need

tina July 5, 2011 at 1:19 pm

The video was very informative in giving knowledge of why there is high need for installment loan industries. Being an employee of the installment industry has given me lots of insight as to the needs of our community. I am always glad to be of service to every person walking through our business rather it be for paying a utility bill, auto repairs, or just simply needing it to the next pay period.

Dawn Thomas July 5, 2011 at 1:39 pm

I find it very interesting to learn more about the industry I have chosen to work in. Thank You Kent Younce, for all of the information.

Dawn R Thomas
SFC 0169

Mia Sotelo July 6, 2011 at 9:04 am

I thank the people that made such an interesting video, this helps us understand how the Installment Industry work. It is very helpful and easy to understand.

Amanda July 6, 2011 at 9:32 am

This video shows that we are in the right business, our customers know they can count on us be it for a bill, repair or something as simple as a birthday gift they know that when they come into our office they are in the right place and that puts a smile on my face.

Hilda Bromley July 6, 2011 at 10:21 am

This video shows that you as an employee really do make the difference. I have worked for the small loan company for 16 years. I have come to know my customers, to also understand their needs. Everyone needs financial help from time to time. The thing about the small loan companies is we do provide the fast, friendly service that a person needs. It is very gratifying to me to know that maybe your customers just needed to get that Christmas gift, or that car repair and you were able to lend the
money they needed at that most difficult time. Customers do not forget you either, and we cannot forget our customers, without them we do not have our jobs.

John July 6, 2011 at 10:59 am

I’ve been in a financial bind between pay periods, and just needed a few hundred dollars for something that just couldn’t wait. I was glad that there was somewhere to go to get the money needed to meet my needs in a hurry. I hate to think about how much time and effort it would have taken to get the money without this vital industry.

Nancy July 6, 2011 at 12:10 pm

Prime example of why people need small consumer loan companies. We are here to help them in their time of need.

kathi wilson July 6, 2011 at 12:29 pm

I feel that installment loans are a great way to reach out to our community to help people in our area to reach all their financial needs. Installment loans have a payment plan that meets most all household budgets .To provide my community with great customer service makes me pridefull in my ability to help customers meet their needs when otherwise would feel hopeless and helpless .. a great since of appreciation is dictated from our customers by their loyalty and appreciation of our services .

Stella Levron July 6, 2011 at 1:01 pm

This video was a good tool to show how we help people in our community. I believe that if we didn’t have this service we offer many people would suffer. Not everyone can just go to the bank and get a loan. That is why we are here to be able to help people who have never had credit, may have had bad credit and need to reestablish or even the people who just don’t want to go through the hassle of dealing with a bank for a loan. We help people who need money for various reasons like unexpected doctor bills, car repairs, medicine,holidays & back to school & etc. Speaking from experience as once being a single mom I would not have been able to get all the back to school things or all the extra unexpected things for my children had it not been for this industry. It is exciting to work in this industry and know on a day to day basis we can honestly say we help people in their time of need. We never know when we may have a need but our customers know when that time comes that we are here for them.
Sunbelt Houma #1591

Christa July 6, 2011 at 1:06 pm

Thank You Ken Younce for the information.

veronica July 6, 2011 at 1:14 pm

This is a story like so many others, our customers turn to us when in need. There are many people out there that need help once in a while, it’s great that we are able to give people the option to decide for themselves if borrowing a small loan is benificial to their needs.

Lot Ramirez July 6, 2011 at 1:34 pm

Installment loans are used by real people for everyday needs and unexpected curve balls life throws at them. This is a perfect example of an expected expense that was able to be taken care of thanks to the consumer finance industry.

Porche July 6, 2011 at 1:54 pm

It’s such a privilege to work for such a awesome company. To be able to help people who have unexpected expenses that doesn’t (always) have the credit to go to a bank is just rewarding in itself. I am glad to be employed with a company who truley pride theirsevles in customer service.

Deborah Brown July 6, 2011 at 1:57 pm

This video shows just why we are in business. People need help sometimes and may not be able to just go to the bank. We are here to help people when they find a need for some reason.

yumeka cormier July 6, 2011 at 2:00 pm

personal loans are great help for person living pay check to pay check and when an energancy arise , a small loan company comes in handy .

Trista July 6, 2011 at 2:45 pm

The fact of the matter is there are thousands of people that need help from time to time for whatever reason, in many cases an emergency happens and the person has no savings to thier name. What we do is offer a helping hand in these hard times and it circulates a positive chain…we lend them money helps them and our industry, they pay others and spend that money and that helps another industry. WE HELP PEOPLE!!!

Saundra Triggs July 6, 2011 at 2:55 pm

I really enjoyed the testimony. I have been working in this since my retirement. This job gives me a great since of accomplishment. I feel we are helping the average cosumer, not many people can go to a bank to secure a loan. I enjoy the personal interaction we have with our customers. A lot of our customer look forward to coming into our branch where our service is always fast and friendly on a monthly basis. Our customers no when soliciation days is because they know they will receive a phone call from our office. We are all a part of a team that has the same goal and that is to provide a service to the public that exceeds their expectation

Melissa Lirette July 6, 2011 at 2:58 pm

I feel very fortunate to work for Security Finance. We hear on a daily basis from numerous customers how much they appreciate us for being there for them. It makes me very happy to know that we are able to help so many people.

Janet July 6, 2011 at 3:45 pm

Everyday average people need a place to go to get money for emergancies. Personal loans help people get out of binds when they have no where to get extra cash. I have worked in the consumer loan business for 3 years. I would not have had any idea of the need for personal loans in our community had I not had the privilege to work for SFC and Sunbelt Credit. The video was a good example .

Michelle July 6, 2011 at 4:10 pm

Small personal loans are a great way to help those in need of extra money during emergencies, unexpected bills or other personal needs. Without the use of installment loans, many people in need of quick, small amounts of cash would simply go without or be faced with hard times. Many people would ultimately suffer if they did not have access to installment loans to help is such cases as this one.

kelley forshee July 7, 2011 at 8:23 am

This lady is a prime example is the type of customers that we help in our small town in Oklahoma. The unexpected things in life that come up and within a few minutes our customers are able to walk out with the money they need for whatever arises in life and something that I tell our customers is that “Life Happens”.

nellie July 7, 2011 at 11:19 am

The small personal loans are very helpful for emergency needs, such needs that you cant pay with credit cards. Our business is confidential and we make the customers feel comfortable when in need.

sarah w July 7, 2011 at 1:08 pm

I fell that the small loan companies help the people that are in need of extra cash at the moment or if they have an emergancy and if we were not here to help out they would be out of luck because most people that come to us arent able to go to local banks or credit unions to get a loan out and some people need the money that day and we are able to do that for them if they fir all requirments.

BRENDA GALLUP July 7, 2011 at 1:16 pm

The video was a very good tool to educate the consumers and the law makers or as we may call some of them credit snobs.
As a manager I have experienced the sadness of people in need and at the same hand been able to make the happy with
a consumer loan. They have no other place to go except a small loan company. With consumer loans the customer is set up
with installment meaning there is light at the end of the tunnel for their need, as well as set amounts and no suprises for
amount of loan as a total or as a monthly payment. I have managed a small consumer loan company for 28 years. What I have
developed with my customers is as they say “PRICELESS”.

cania July 7, 2011 at 1:36 pm

I am new the business of small loans. The video gives me a great insite to the population that we serve. All the customers that I became acquainted with since starting are good people needing help quickly and very grateful that the service is available. Very informative.

mandy engel July 7, 2011 at 1:44 pm

i have worked really close with our customers for several years. i have come to learn a lot of their needs and have been able to meet those needs. i believe the consumer loan companies are a valuable asset to our communities.

toni steele July 7, 2011 at 1:49 pm

i trully see that we help people and to see that satisfied customer that we were able to help tremendously out of a bind is what is most rewarding. especially when they say i wasnt able to get money from anywhere else and thank you!!

mandy engel July 7, 2011 at 1:54 pm

i have worked closely with customers and enjoy helping and making a diffrence in there situations. i see the need for consumer loans more and more everyday.

Yazmin July 7, 2011 at 2:00 pm

the lady in the video is just one of the thousands of people that need small consumer loans to be able to make it thru dificut times. The way the economy is now a days it is to hard to keep a savings account with enough money for an emergency a time of need or just for treating your self for all the hard work you have done. it is a lot more helpfull to have small consumer loans available to every one that doesnt need much help they just need a little to get thru. for example when you need $500 for a small vacation to treat your self or a loved one just to get away from everyday strees or $200 for new tires or even $100 for medications where are you going to go? The banks will not approve you for a small amount like that and you sure dont want to borrow there minimum so you go to a small consumer loan company. If there was no small consumer loan company’s just imagin how much more every one would be in a financial crisis with out being able to get help from anyone.

Monica July 7, 2011 at 2:03 pm

Like this video, we do help out the public when they need the extra money rather it be for an emergancy or vaction. Sometimes our customer’s dont meet the requirements for the banks there for they come to us and it feels good to help out the public.

ROSA GUTIERREZ July 7, 2011 at 2:07 pm

I think you hit it right on the nail. People need to have access to small loans as these loans are fast and easy to apply and qualify for.

Toni Steele July 7, 2011 at 2:34 pm

The stories in these videos are ones we see everyday , and i truely believe consumer loans are a value in every community , and especially for those on low to moderate incomes and fixed incomes alot of these people cannot afford the banks minimum loan amounts, thats why we are an asset to every community we have something for everyone .

henrietta,tam ,tiffany July 7, 2011 at 3:30 pm

small loan company play a role in the communties to help

CAROLYN July 7, 2011 at 4:22 pm

WE SEE PEOPLE IN GREAT NEED IN OUR OFFICE EVERY DAY IF IT WAS NOT FOR OUR COMPANY BEING ABLE TO RESPOND TO CUSTOMERS WHO COME INTO OUR OFFICE WITH VARIOUS NEEDS THEY MAY NOT BE ABLE TO MEET THE NEEDS THAT THEY HAVE SOME PEOPLE HAVE A HARD TIME GOING IN SOME PLACE AND ASKING FOR HELP IF WE SHOW CONCERN AND LET THEM KNOW THAT WE CARE ABOUT THEIR NEEDS THIS WILL MAKE IT EASIER FOR THEM TO RETURN ASKING FOR HELP AT OTHER TIMES

jennifer jones July 7, 2011 at 8:17 pm

I WORK AT A COMPANY THAT PROVIDES THESE LOANS. THESE KINDS OF LOANS HELP PEOPLE THAT HAVE BEEN TURNED DOWN AT OTHER LENDING COMPANIES AND BANKS. WITH OUT THE SERVICE WE PROVIDE FOR THEM MOST OF OUR CLIENTS WOULD NOT GET THE MONEY THEY NEED TO GET THROUGH THEIR TOUGH SITUATIONS. WE ARE A REGULATED AND FULLY TRAINED COMPANY THAT HELPS THOSE THAT WOULD NOT OTHER WISE GET HELP.

ANN DURDEN July 8, 2011 at 5:23 am

SMALL LOAN ARE ESSENTIAL. THERE ARE SO MANY UNEXPECTED EMERGENCIES OR EXPENSES THAT MAY
OCCUR IN EVERY DAY LIFE AT ANYTIME. WE ARE THERE TO LISTEN AND WE DO OUR BEST TO ACCOMMODATE
THESE NEEDS EACH DAY.

Teresia Foreman July 8, 2011 at 7:50 am

I have worked in the Consumer Loan Business for 5 years now, and I have met many different kinds of people in this business. We have customers who are police officers, school teachers, coaches, nurses, plant farm laborers, retail associates, and even men and women who are Bank employees in our local banks. But they find they need us for there small loans for things like car repairs, home repairs, medical bills, school clothes, food for the kids, at a time when they need just a little help at these times or in an emergency. We have actually had people come in crying because they need a little help to get a little extra money to pay for the funeral of a loved one. And I think we provide a haven for these people who just need a little money for a short time during a hard time in there lives.

jeanette July 8, 2011 at 8:20 am

the videos is our customers we see everyday i am so grateful we do have the small loan companys to help the little people like me.

Ana Torres July 8, 2011 at 8:41 am

This is just one of many different emergencies we see that our customer encounter everyday. The unexpected always catches you unprepared. So for our customers they feel alittle comfort knowing they can turn to us. This is reason why we need to be able to stay in bussiness

Anna Sandval July 8, 2011 at 1:02 pm

I feel that everyone needs a consumer loan at one ponit in time of there life and it would be nice to know they are here to help .

MELINDA SEGEADA July 8, 2011 at 1:50 pm

This video was good. It tells how this business is really appreciated and really needed by people out there that come across issues & situations their life.

Chermney July 9, 2011 at 7:24 am

I truly agree, small installment loans are needed. Most people don’t have the credit score to go to banks and payday/tilte loans are only a rip off.

Wilma Jacobs & Tanisha Jenkins July 9, 2011 at 7:28 am

We feel that sometimes in life everyone will need help, and we are glad that we can do this for our customers and people in need. Most common people do not have the means of accsess to a banking account let alone the extra money in the account when they get into a tight or when something “just comes up”! Small consumer loans are the way of society when it comes to giving people a second chance and building credit.

Chell Davis July 11, 2011 at 9:14 am

I think this video is a great example of what are company is able to do for our community. Because of installment loans we have customers that are able to walk through our doors every day and get the help that they need. No matter the reason from building their credit to a down payment on a car we are always here for them.

Vanessa July 12, 2011 at 7:29 am

Small loan companys are needed to help people that has no where else to turn to. We help them w/ small bill, grocerys, school, etc. Our customers know they can come to us w/ any problem and we will do our best to help them.

Jessica Richmond July 13, 2011 at 11:08 am

I think it’s wonderful to hear that companies like sunbelt credit are out there to help people, like the woman in the video. It goes to show you cannot judge people based on a score. Our everyday working people need help, and when they find a company to help them, they stay loyal and grateful.

Erin Lawrence July 13, 2011 at 11:42 am

I for one am very glad that loan installment companies exist. It makes my day that I can help someone in some way with their financial needs. I have worked with these kind of companies for over four years and have never regretted it.

Jessica Mitchell September 2, 2012 at 6:55 am

I received one of your flyers in the mail and was just wondering how I apply for one of your personal loans online?

Gwendolyn Graves November 21, 2012 at 6:14 pm

I am trying to get a personal loan of $5500 (it is needed immediately). I am now in the process of trying some institutions again, as my credit score improves. Can you give me information on some companies I can try in Maryland? Or, whatever help you can provide.

Thank you.

Deborah Enloe November 23, 2012 at 5:48 am

I like to get a personal loan for amount of $1500.00 and set up payment plan out of my account of $200.00 a month installment.